How to set up a Mercury credit card (step-by-step walkthrough)
In this video, we’ll walk through how to create a Mercury IO credit card inside your dashboard, how eligibility works, how limits are determined, and how to customize spending controls for your team.
You’ll see:
• How to check IO eligibility
• How Mercury determines your credit limit
• Creating a virtual or physical IO card
• Setting daily or monthly spend limits
• Locking cards to specific merchants
• Enabling limit-based autopay
• How cashback works
• How IO helps build business credit
The IO card is a cash-underwritten charge card, which means your credit limit is based on your Mercury cash balance (plus eligible linked accounts). As your balances grow, your limits can increase over time.
If you’re a founder or business owner exploring Mercury business credit, this video shows you exactly what to expect before you create your first card.
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Chapters
0:00 – What to expect before creating an IO card
0:15 – Eligibility & how to check your status
0:37 – How IO credit limits are determined
0:51 –Navigating to the Cards page
1:03 – Creating your IO credit card
1:28 – Setting limits & merchant controls
2:22 – Autopay, cashback & building business credit
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About Mercury:
Mercury is the fintech that gives entrepreneurs a single product for everything they want to accomplish with their money. Mercury helps more than 300K ambitious companies and entrepreneurs build great things.
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🔗 Useful resources
► Apply for a Mercury account: https://mercury.com/?utm_source=youtu...
► Try Mercury out: https://demo.mercury.com/?utm_source=...
► Mercury business banking: https://mercury.com/business-banking
► Mercury eligibility requirements: https://support.mercury.com/hc/en-us/...
► Gathering your Mercury application documents: https://support.mercury.com/hc/en-us/...
► More resources and inspiration for ambitious builders: https://mercury.com/blog
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📱 Follow Mercury
► X: https://x.com/mercury
► LinkedIn: / mercuryhq
► Instagram: / mercuryfi
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🔔 Subscribe for more Mercury walkthroughs, credit card guides, and founder finance tutorials.
#Mercury #MercuryAccount #MercuryTutorial #BusinessBanking #BusinessBankAccount #MercuryCreditCard #BusinessCreditCard #StartupFinance #BuildBusinessCredit
#IOCard #BusinessCredit
*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.