Don't get sued! UK Insurance Regarding Public Liability Insurance and Employee Liability Insurance
** IMPORTANT UPDATE -- I have checked into this some more based on a reliable tip - according to Money Supermarket - I AM WRONG - Liability insurance is NOT a legal requirement - Employee Liability however is **
Some pointers on what insurance you must have and what you don't need - insurance requirements for the small trader in the business world
Link to Gleaming insurance - no referrals involved
https://www.gleaminginsurance.co.uk/