I Analyzed All 62 YieldMax Funds. Only 7 Survived
I analyzed all 62 YieldMax ETFs — every distribution, NAV change, and structural detail — to find out which ones survive real scrutiny for a retirement-style portfolio. Only 7 made the cut, and the reasons why might surprise you.
What you'll learn:
→ Why 41 of 62 YieldMax funds have NEGATIVE one-year price growth (and what that says about the structure)
→ The real difference between "distribution rate" and yield — and why MSTY's 120% headline number isn't what most investors think it is
→ Good ROC vs Bad ROC: how to tell whether your distributions are real income or your own money coming back
→ YieldMax's four-quadrant product framework (Maximized vs Lite, Single Stock vs Broad-Based) and which quadrant actually fits retirement income investing
→ The 7 YieldMax funds I'd consider worth a deeper look: BIGY, SOXY, RNTY, DDDD, QDTY, SDTY, RDTY
→ A live walkthrough of MSTY's real distribution data — 51 weekly distributions, with min/max/median annualized rates that explain the volatility nobody talks about
→ Why I personally hold BTCI for Bitcoin-adjacent income exposure, and what that has to do with how I think about MSTY
→ My three non-negotiables for any sponsorship deal — and what "editorial independence" actually means
Timestamps:
00:00 YieldMax reached out, here's what I found
01:30 The criticism is real (NAV erosion, distribution rate ≠ yield, ROC)
04:30 YieldMax's 4 buckets: Maximized vs Lite, Single vs Broad-Based
08:00 My non-negotiables (and the 7 funds worth deeper analysis)
11:00 MSTY deep dive: 51 distributions of real math
14:30 What's next + how to get the full 62-fund data file
Resources mentioned:
→ My previous video on yield math fundamentals: • $1M Portfolio February Update | $4,159 Mon...
Coming Summer 2026 to PTBW members: the full 62-fund Excel data file I built for this analysis + full excel details from my data packed videos! Every fund, every data point, every quarterly update. Comment below and let me know if you want to be notified when it launches.
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DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Joseph and Stefanie do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
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