Buy Now, Pay Later services (what it is, dangers and consequences)
BNPL model is becoming increasingly appealing to customers as it is different from the traditional less flexible personal credit models. It offers installment payments at zero or close to zero interest rates and charges the merchants a fee per transaction so the customer incurs no additional cost for the credit. Compared to the customer-facing fees that consumers pay while using credit card financing, the reason behind the sudden adoption of BNPL service is quite obvious.
#bnpl #buynowpaylater #financing
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