Rethinking Credit Scores: How Innovation is Opening New Pathways
A credit score is only 3 digits - it doesn't tell the full story of someone's financial health. Nearly 45 million Americans lack a traditional credit score, limiting their access to financial opportunities.
PRISM, Synchrony's credit decisioning platform, goes beyond traditional credit scoring by analyzing thousands of data points in under six seconds. This advanced approach enables faster, smarter credit decisions and helps expand access to credit for millions of Americans.
By capturing a more complete financial picture, PRISM helps unlock opportunity, increase financial inclusion and support healthier financial futures.
Learn more about how Synchrony is building credit and expanding access at creditbuilders.syf.com
Synchrony (NYSE: SYF) is a leading consumer financing company that has been at the heart of American commerce and opportunity for nearly a century. Synchrony delivers credit and banking products that empower tens of millions of consumers to improve their financial lives and access what matters most. Leveraging innovative solutions that are shaping the future of retail commerce, Synchrony supports the growth and success of some of the nation’s most respected brands, alongside hundreds of thousands of small and midsize businesses, including health and wellness providers. Committed to excellence in service and culture, Synchrony is honored to be ranked the #2 Best Company to Work For® in the U.S. by Fortune magazine and Great Place to Work®.
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