No Credit Check Personal Loans - Pre-approval. $5000-$100,000 Loans. Apply to 40 lenders at once.
STOP PAYING THE HIGH INTEREST RATES OF CARRYING A MONTHLY BALANCE ON YOUR CREDIT CARDS! https://theyukonproject.com/product-c...
Shop around to up to 40 lenders at once without negatively affecting your credit score (SOFT CREDIT CHECK) by applying with one of our premium lenders on our marketplace page. Behind the scenes, we will check your rate with 40 other lenders. You will see all the approvals and you will be able to choose the loan that best meets your needs: https://theyukonproject.com/product-c...
Video Timeline: No Credit Check Personal Loans - Pre-approval. $5000-$100,000 Loans. Apply to 40 lenders at once.
00:00 - Introduction
00:16 - Will looking for credit hurt your credit score?
00:52 - Shopping around won't compound the problem
01:09 - Hard credit inquiries at application is becoming more rare
01:32 - How to shop around for the best terms
02:03 - Lenders who only do a soft credit pull at application
Well, all of these to start off No Hard Credit Check Pulls to see if you approve for a personal Loan:
Achieve
Axos
Best Egg
Lightstream
Navy Federal Credit Union
Penfed
Prosper
Santander
Sofi
Truist
Upgrade
Upstart
USAA
US Bank
Wells Fargo
It can feel like a particularly insulting aspect of modern financial life that just the idea of looking for a personal loan can negatively affect your credit score…which can lower your chances of getting a personal loan. This is certainly true…to a point. If a lender does a hard credit pull when determining whether to lend you money, that hard credit pull can hurt your credit score between 5 and 15 points for a few months.
And if you want to shop around and check your rate with more than one lender, does that mean that your credit score will be hit 20 to 60 points? Well, actually, no. The credit scoring agencies–the companies that create your credit score–don’t want to punish you for shopping around for the best rates. So, if you receive a bunch of hard credit pulls within a week or two, they all count as a single hard credit pull.
But, hold on, because that’s not the end of the story. For the last ten years, the industry has been moving away from doing hard credit pulls when assessing whether to lend you money. In fact, almost all lenders will only do a soft credit pull on your credit file to do a preliminary assessment of your credit worthiness. For most lenders, you will only get a hard inquiry on your credit report if you move forward and accept the loan offer.
Not only will it NOT hurt you to shop around, you really SHOULD shop around. It’s the best way to get the lowest rate and the best terms you can get in your situation. We’ve tried to make shopping around easy at The Yukon Project. On our marketplace page, you can apply with any one of our featured lenders and we will check your rate with up to 40 other lenders behind the scenes. Checking your rate will not affect your credit score and we will show you all the approvals you receive so you can ensure to pick the lender that would be best for you.
Thanks for watching. https://theyukonproject.com/product-c...
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