BEST HEALTH PLANS FOR SENIORS (TOP 5)
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5 best health insurance options for seniors.
The best health insurance plans for the elderly. Health insurance plans for those over 59 years old.
I did a detailed study for those who live in the cities of Rio de Janeiro, Niterói and São Gonçalo.
Health insurance plan for seniors over 60 years old
Health insurance plan for seniors over 80 years old
Health insurance plan for those over 70 years old
Health insurance plan for seniors over 80 years old in Rio de Janeiro
Unimed senior health insurance plan price
Cheap health insurance plan for seniors
Health insurance plan for people over 50 years old
Unimed health insurance plan for seniors over 60 years old
I made this video as if I were choosing a health insurance plan for my parents.
If they were alive, I would use this video as a benchmark when choosing.
So, if this health plan is for you (you're 59 years old), or for you looking at a plan for your parents or grandparents, know that I created this video thinking specifically about my parents, as if I were choosing a health plan for them.
When it comes to health plans for seniors, not all health plans are interested in having seniors as clients.
We know that the older a person is, the greater the chances of them becoming ill, needing surgery, being hospitalized, and thus generating more expenses for these health plans.
Because of this, health plans are making it increasingly difficult for seniors to enroll in health plans.
Most health insurance plans don't even authorize brokers to sell health insurance to seniors…
Plans like Amil, Unimed, Golden Cross, Bradesco, Sulamerica, and Assim Saúde are examples of plans that currently don't authorize sales…
The reality, as I said, is that they really don't want people over 58 years old in their client portfolio…
But the good news is that, as of the date I'm recording this video, there are 5 health insurance plans that can be contracted normally.
A few years ago, it was only possible to get 1 plan, and today there are 5 options for the client to choose.
And that's what I'm going to talk about here.
INTERMÉDICA, PREVENT SENIOR, SAMOC, LEVE SAÚDE, and MEDSENIOR
Okay Daniel, there are 5 plans, but which health insurance plan to choose?
What do they cover, what is the scope of service, when are the price tables adjusted, when does service begin, what do you need to sign up?
That's what I'm going to do now, answer all these questions.
To begin, these 5 plans are comprehensive plans, covering consultations, exams, hospitalizations, and surgeries…
You have to be careful because many people offer a very cheap plan, but when you look into it, it only covers consultations and exams…
But these 5 I mentioned are comprehensive plans, covering consultations, exams, hospitalizations, and surgeries…
Which plan would you choose for your parents, as you said?
Well, if I were to choose a plan for my parents, I would analyze 2 factors.
The first, which most people analyze, is the price.
The first thing I would do is take the price of each of these plans and make a comparison.
The second factor, and this is one of the most important, is to analyze the hospitals that will provide coverage for my parents when they need it.
It's no use contracting the cheapest plan if the hospital near my father's residence doesn't have coverage.
So the primary factor is to study the hospitals near the home of the person who will be contracting the plan and see which plans are covered.
From there, compare the prices of the plans that cover these hospitals to then make the right choice.
As I said, at the time I'm recording this video, these are the health plans you can contract:
INTERMÉDICA, PREVENT SENIOR, SAMOC, LEVE SAÚDE, MEDSENIOR
But what is the price of each of these plans?
So, to tell you about prices, it's very important to alert you to a very important detail.
Not all health insurance brokers are authorized to sell these 5 health plans.
Some companies are not authorized to sell them…
Our company, RJMID brokerage, is 100% qualified and authorized to sell these health plans.
Therefore, I strongly recommend that you click here below in the description of this video.