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Just adding few questions to deepen the question that have been asked, such as :
Why only 5–10 % of people are rich and rest are poor or middle poor class ?
The answere to this question is the question you have asked here. Read it again the question.
Yes, 90% of people are poor because they don't have ever asked this question with themselves in reality and keep on suffering all there life on. Yes ✅ this is the harsh reality and the truth unfortunately.