Interested Party Contributions (IPCS) and Your Mortgage.
An Interested Party Contribution (IPC) is when someone involved in the real estate deal—like the seller or builder—helps cover some of the buyer’s costs, like closing fees or discount points. Think of it as their way of saying, “Please buy this house!” There are limits on how much they can chip in, and the rules depend on the loan type, so it’s not a free-for-all. Want to learn more about how IPCs work and where they can be applied? Check out my video for all the details.
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