How to Automate Your Finances with Sequence in 2025 (Step-by-Step)
Automate every financial decision for your business and personal life with Sequence in under 10 minutes.
In this step-by-step walkthrough, Nick Cisler, a financial automation expert from Sequence, builds a complete money automation system from scratch for Sarah and David, a couple who runs a business while Sarah also holds a traditional job. The whole setup starts with dedicated sub-accounts called Income Sources in Sequence, which are real bank accounts with routing and account numbers powered by Thread Bank, an FDIC-insured bank based in Nashville, Tennessee. From there, existing accounts like personal checking, savings, investments, and debt accounts are all connected in seconds using Plaid, Finicity, and other secure integrations.
Once the accounts are linked, Nick creates sub-accounts called Pods in Sequence, each one purpose-built for a specific financial goal. On the business side that means tax reserves, profit, owner pay, operating expenses, and investing. On the personal side it covers things like debt payoff, vacation savings, and an emergency fund. Every Pod is a real account with its own virtual and physical debit card. Then the automation rules, called Sequence Rules, kick in. The moment business income lands, 30% is automatically routed to the tax account. On the first of the month, 10% of remaining funds goes to profit, $7,000 covers business expenses, $5,000 goes to owner pay, and everything left flows into the investment account.
The automation doesn't stop at the top level. Each sub-account has its own rules that keep money moving. The investment account automatically sends $2,000 per month to a 401k (capped at the annual limit of $23,500) and $600 per month to an IRA (capped at $7,000 annually). You can explore the full map of this system at the link below and copy it directly into your own Sequence account.
CHAPTERS:
0:00 The Promise of Full Financial Automation
0:26 Starting with a Blank Canvas
1:09 Building Purpose-Driven Accounts
1:31 Setting Intelligent Rules
2:06 Automating Investments and Savings
2:36 Handling Business Expenses Automatically
3:06 Managing Personal Income Flows
3:36 Debt, Bills, and Goal Tracking
4:01 The Complete Financial Operating System
Here's the live Sequence map from this video, adjust the numbers to match yours: https://playground.getsequence.io/?id...
#FinancialAutomation #Sequence #MoneyManagement #PersonalFinance #BusinessFinance
To join the Sequence community and be a part of the conversation, visit:
🔹Discord: / discord
Follow us wherever you use social media:
🔹 Instagram: / getsequence.io
🔹 Twitter: / getsequence
🔹 Facebook: / sequence.io
Didn't find what you were looking for? Contact us at [email protected]
Or - schedule an expert call using this link - https://calendly.com/d/cxgz-jm9-qhp/d...
Grow Your Savings, Pay off Debt, and Invest Automatically 👉
Sequence is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
The Sequence Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Sequence Visa charge card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [email protected] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.