The BEST PREMIUM TRAVEL CREDIT CARD in Canada 2025 - AMEX Platinum Card Canada Review
In this video, we take a look at all the features and benefits of the AMEX Platinum Card and discuss why it is the best travel credit card in Canada 2025.
💰👉🏽 Check Out The Platinum Card (Get Up To 100,000 Bonus Points With My Link): https://tinyurl.com/yc7bnsfd
💰👉🏽 Check Out The Business Platinum Card (Get Up To 120,000 Bonus Points With My Link): https://tinyurl.com/x53awa5y
🟣 My Instagram: / shervinhouse
🔵 My X: / shervinhouse
The American Express Platinum Card is one of the best credit cards in Canada 2025 and for very good reason. For frequent travellers, the Amex platinum card is the best credit card in Canada despite having a high annual fee. The incredible benefits that this card offers for travellers is the greatest reason why this is the best travel credit card Canada 2025, as well as one of if not the best Amex credit card Canada.
The Amex Platinum Card comes with a $799 annual fee, which means it is among the most expensive credit cards in Canada, Amex Black Card not withstanding. However, if you are a frequent traveller, then the amazing features of the card will more than make up for the high fee.
The platinum card offers a $200 annual travel credit, which can be spent on anything travel related such as hotels, flights, car rentals, etc. This essentially means that out of the $800 you pay for the fee, you are essentially getting $200 of that back on things that you will be normally paying for anyways. This means that in effect, you are only really paying $600 a year out of pocket in order to have the best travel credit card in Canada.
In addition to this, you also receive a $200 annual dining credit. As long as you visit one of the restaurants included in the Amex dining collection in your city once a year and spend $200 or more on your visit, you will receive this $200 statement credit as well, which brings down the amount your spending on the fee out of pocket down to only $400.
The best feature of this card however is the airport lounge access, which grants you complimentary access to not only the AMEX Centurion Lounges, but also to over 1,400 airport lounges across 150 different countries. This means that almost anywhere in the world that you travel from or to, you will have access to a VIP lounge because of this card. All you need to do is to show your AMEX Platinum Card, your boarding pass, and a piece of ID in order to enjoy these lounges for completely free.
There are also tons of other American Express Platinum Card benefits 2025, such as emergency medical insurance abroad for the first 15 days of travel, trip cancelation insurance, trip interruption insurance, flight delay insurance, baggage delay insurance, hotel burglary insurance, lost or stolen baggage insurance, travel accident insurance, car rental insurance, and many more benefits and coverages. This means that almost anything that could go wrong in your trip is covered by this card, which means that you can enjoy your travel without any worries.
You will also receive 2 AMEX points for every dollar spent on dining, 2 points per dollar spent on travel (3 points if it is through the AMEX travel platform), and 1 point per dollar spent on all other purchases with the card.
There is also a sign up bonus where you can get an additional 70,000 points in the first year if you spend $10,000 or more on the card in the first 3 months, and another 30,000 points in the 2nd year as long as you use the card just one time on any purchase between the 14th and the 17th month of owning the card. All this and more make the AMEX Platinum Card one of the best premium credit cards in Canada 2025. But there is also a business version of the card which is simply referred to as the American Express Business Platinum Card, and that card is also among the best paid credit cards in Canada 2025.
Now the American Express Business Platinum Card benefits are mostly the same as the regular version, with only slight differences. The business platinum card does not offer the $200 dining credit, and instead offers a number of business related credits such as with indeed, Dell, and cellular payments. However the annual fee of the business platinum card can be written off as a business expenses for tax purposes, which means that the card will cost you considerably less out of pocket to own. Also, the card gets you 1.25 AMEX points on all purchases, which means you get more points per dollar spent on anything other than travel or dining compared to the personal version of the card.
As a person who has owned both the personal Amex Platinum card and the Business Amex Platinum card, I can say that I slightly prefer the personal version, as I find the $200 dining credit much more useful than the business credits offered with the business platinum card.
#creditcard #creditcardtips #amex #amexplatinum #americanexpress #ShervinHouse #creditcards