What is a Perfect / Good / Fair / Bad Credit Score? (EXPLAINED)

Опубликовано: 23 Март 2026
на канале: CreditCards.com
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We discuss what a perfect, good, fair, and bad credit score is. To be clear, if you look at FICO credit scores, a “good” one is 670-739. If you’re above 740, chances are you’ll qualify for the best rates. And while an 800 credit score or better is considered the gold standard, it might not be necessary to get favorable rates. Any lower than 579 is not where you want to be, but 580 to 669 is considered “fair” credit. There is a difference though between FICO credit scores and VantageScore credit scores. What is a Perfect / Good / Fair / Bad Credit Score? (EXPLAINED)



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