UP TO 18.15%: LCI and LCA - FIXED INCOME paying 1% per month | Best IR-Exempt Investments
UP TO 18.15%: LCI and LCA - FIXED INCOME paying 1% per month | Best Tax-Exempt Investments
Guys, since you like LCI and LCA investments that are exempt from income tax, and even better with early redemption, today I've selected the best LCI and LCA options for you to redeem in up to 1 year.
Most LCI and LCA options have early redemption options in 188 days, basically 6 months. After that date, LCI and LCA become liquid daily, according to the new government resolution that changed the rules for LCI and LCA redemption.
I've selected the best LCI and LCA found in September 2025, and there are investments from both large banks and digital banks, so you can choose the best investment for your current situation.
I've selected LCIs (Real Estate Credit Bills) with daily liquidity, fixed-rate LCIs and LCAs (Agricultural Credit Bills), floating-rate LCAs, and also LCIs and LCAs linked to the IPCA (Brazilian inflation index), for those who want to protect their money from inflation, and best of all, they are all exempt from income tax.
And at the end of the video, I also talk a little about the options in the secondary market, where you can find even higher returns!
And for those who want to simulate and compare values, I'll also leave our spreadsheet here:
https://docs.google.com/spreadsheets/...
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(To receive the bonus, simply provide the code when opening your account and invest at least R$1,000 in CDB, LCI or LCA with a term of more than 12 months. The investment must be made within 30 days of opening the account).
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UP TO 18.15%: LCI and LCA - FIXED INCOME paying 1% per month | Best Tax-Exempt Investments
Chapters:
00:00 Best LCI and LCA exempt from income tax!
01:08 LCI and LCA with Daily Liquidity (early redemption)
03:27 Fixed-Rate LCA and LCI
07:47 Spreadsheet for simulating profitability in LCI and LCA
08:12 LCI and LCA linked to CDI without early redemption
10:01 IPCA+ LCA and LCI
13:10 Where are you investing?
13:26 Secondary Market LCI and LCA: Is it Worth It? The Alex Invest channel focuses on financial education, investments, and personal finance, teaching you how to invest from basic fixed income to variable income, finding the most profitable options for your money!
However, none of the content on this channel constitutes a recommendation to buy or sell assets. I only share my experiences in the financial market so that you can learn to invest better. Ultimately, each person is responsible for their own decisions and allocations, because you are investing your own money!
#alexinvest