Buying a House in Ireland 2026: Real Costs Beyond the Asking Price
The asking price is just the entry ticket. In this video I walk through all the hidden costs of buying a house in Ireland in 2026 — stamp duty, legal fees, surveys, mortgage protection, moving costs, and more — so you know exactly what you need in the bank before you make an offer.
00:00 — Intro
00:30 — Stamp duty (1% explained)
01:15 — Legal fees and outlays
02:00 — Structural survey
02:45 — Valuation fee
03:15 — Septic tank inspection (rural)
03:45 — Building Energy Rating
04:15 — Mortgage protection insurance
04:50 — Home insurance
05:20 — Moving and renovation costs
06:00 — Local Property Tax
06:30 — Apartment management fees
07:00 — The 3-5% rule
07:30 — Why you can't skip the survey
08:15 — Final advice
Which cost caught YOU out the most? Comments below.
#FirstTimeBuyer #IrelandHousing #Ireland2026
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