CDB 150% of XP's CDI! Is it worth it or a trap? How to invest in XP's CDB 150% CDI?

Опубликовано: 16 Июль 2026
на канале: Alex Invest
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XP Investimentos' 150% CDI CDB! Is it Worth It or a Trap? How to Invest? (Comparison with Banco BV CDB)

XP Investimentos is launching a 150% CDI CDB with daily liquidity for July 2025, and rest assured that both old and new clients can invest! But is it really worth it? How much does it yield? What amounts can I invest? And most importantly, how do I invest in this XP Investimentos 150% CDI CDB?

So in this video I'll show you everything about this investment that's available within XP, I'll also show you another CDB with 400% CDI that's available within XP, and we'll even compare it with another CDB issued by another bank.

The Banco Votorantim (Banco BV) CDB with 120% CDI, so I'll show you simulations, profitability, and other investment options with daily liquidity so you can understand and choose where it's best to invest!

XP Bank is offering this absurd return of up to 22.35% per year, but is this investment really all that? Or are there hidden catches in the contract?

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XP's 150% CDI CDB! Is it Worth It or a Trap? How to Invest? (Comparison with Banco BV CDB)

Chapters:
00:00 NEW XP CDB 150% of CDI - XP Investimentos
01:19 Investment Details - XP CDB
02:48 How to Invest in the XP Investimentos CDB 150% CDI and 400% CDI
04:52 Details and Characteristics of the XP 400% CDI CDB
05:12 How Much Does the XP 150% CDI CDB Yield?
05:28 Banco BV CDB 120% CDI
05:48 150% CDI (Banco XP) x 120% CDI (Banco BV)
08:24 Is it Worth Investing in the Banco XP CDB?

09:18 IMPORTANT Information!! Attention!

The Alex Invest channel focuses on financial education, investments, and personal finance, teaching you how to invest from basic fixed income to variable income, finding the most profitable options for your money!

However, none of the content on this channel constitutes a recommendation to buy or sell assets. I only share my experiences in the financial market so that you can learn to invest better. Each person is responsible for their own decisions and allocations, after all, you are investing your own money!

#alexinvest