HOW LONG IS IT CONVENIENT TO INVEST IN TERM DEPOSITS?
How long should you invest your savings in a fixed-term deposit? In Mexico, these deposits are also known as CETES.
Brattia is a financial education channel. The goal of this channel is to develop diverse content related to personal finance, investments, the economy, finance for entrepreneurs, pensions, among other things. Through this channel, we want to provide information and education so that everyone can improve their personal finances and support them in becoming investors so that at some point in their lives, they can achieve financial freedom.
But, what is financial education? Financial education consists of developing "the ability to manage your money, track your finances, plan for the future, choose financial products, and stay informed about financial matters."
The benefits of having a good financial education include a better understanding of financial products and, therefore, a stronger negotiating ability with financial institutions when applying for a loan; learning about investments to maximize your savings; better planning your personal finances by following a budget; and knowing how to control your expenses.
The problem with not having financial education is that people who lack it often end up in debt, in addition to pension problems when they're older, and personal problems caused by financial hardships. Pensions are a huge headache for many people around the world. That's why another of our goals is to provide relevant information so people can improve their pensions.
They say that money doesn't make you happy, and it's true; however, a lack of money is very harmful. Poverty has several causes, but one of them is precisely a lack of financial education. If we want to improve the world, education is the main weapon.
To be financially successful, it's essential to be debt-free. Debt is the enemy of saving. And saving is the foundation on which all levels of wealth are built. To be able to invest, you need to be able to save. So, being able to save is very important. Additionally, we will offer live investment classes on this channel. We want to be a channel where we teach classes to all Chileans. Our dream is that both in Chile and in the rest of the Spanish-speaking countries: Mexico, Colombia, Peru, Spain, Argentina, Uruguay, etc., people significantly improve their financial health.
On this channel, you will see content on investments, savings, entrepreneurship, personal motivation, the stock market, stocks, real estate, mindset, pensions, the economy, passive income, active income, portfolio income, and other topics related to money.
Economics is the social science that studies how families, businesses, and governments organize available, often scarce, resources to meet different needs and thus achieve greater well-being. This is why understanding economics is essential for better development.
Those of us behind this project are entrepreneurs and investors, and we also have academic experience at universities. We want to bring that experience to you. Seeing the mistakes and successes others have made on this financial journey is important for growth.
What we really want is to contribute a little to your financial education.
Our dream is to be a free school where many people can study for free. YouTube is a platform that allows you to upload quality educational content. It is the leading educational platform available in the world today.