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In this video, I discuss why I dislike PayPal as an investment option for myself. I explain that my investment strategy involves focusing on a few specific stocks that I know a lot about and holding them for the long term. I highlight the reasons why PayPal is currently appealing, such as its low valuation and being a fintech company. However, I also delve into the problems behind the surface, including competition from Stripe and Adian, and PayPal's high rates for small businesses. I conclude by questioning the potential for PayPal to turn its fortunes around and why I wouldn't choose it as an investment option.