Why I'm Leaving My Daughter $50,000

Опубликовано: 17 Июнь 2026
на канале: Retired and Trying
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I’ve been struggling with a decision lately about life insurance in retirement. Part of me wondered if I should cancel it, invest the money instead, or simply keep the extra cash every month. But another part of me still felt compelled to leave something behind for my daughter.
In this video, I talk honestly about the emotional side of retirement decisions, legacy, fixed income living, and why I ultimately decided to keep paying for my life insurance policy.
Retirement decisions are not always just about math. Sometimes they’re about peace of mind too.
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#retirement #lifeinsurance #socialsecurity #retiredandtrying #retirementplanning #simplifiedliving

Chapters:
0:00 Life Insurance in Retirement?
1:02 Logic vs Emotion
2:35 The Different Options I Considered
3:08 Investing the Money Instead
4:00 Keeping the Money for Myself
4:46 Giving the Cash Value to My Daughter
5:20 The Hardest Option to Consider
6:02 This Was Really About Legacy
6:47 So What Did I Choose to Do?
8:02 Retired and Trying Companion


Retired and Trying is a real life retirement education channel focused on living on Social Security, simple living after 60, downsizing, and finding stability on a fixed income.

These videos share real experience — not hype — about what retirement actually looks like, including budgeting, living alone, reducing expenses, and learning to live within narrow margins.

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