EPF Scheme 2026 Explained | Key Changes, EPF vs NPS & Retirement Planning
The recently notified EPF Scheme 2026 has introduced important changes that could impact millions of salaried employees.
In this episode of Your Money Matters on NDTV Profit, Harsh Kumar, Co-Founder & Managing Partner at Zvest Financial Services LLP, joins Alex Mathew to discuss what the new EPF framework means for your retirement planning.
The discussion covers:
Key changes under the EPF Scheme 2026
Mandatory vs voluntary EPF contributions
Should you cap your EPF contribution at ₹1,800?
Impact on your take-home salary and taxes
EPF vs NPS – which is better for retirement?
Recent changes that have made NPS more attractive
How to choose the right NPS option
What these changes mean for those planning early retirement or financial independence
Whether you're a salaried employee, HR professional, or simply planning your long-term financial future, this discussion will help you understand the implications of the new rules and make more informed decisions.
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