Financial Adviser Answers Your Biggest Money Questions for 2026
We asked for your biggest money questions and we're getting on financial adviser and friend of the podcast Lisa Conway-Hughes to answer them.
This is Lisa’s advice firm LCH/WEALTH: https://lchwealth.co.uk
Set up a Financial Diagnosis Session with Lisa via her assistant Abi: [email protected]
🎉 Sponsors
TaxZap - Do your personal tax return/self-assessment: https://makingmoney.email/taxzap
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If you purchase a product or service using one of the links above (including Lisa's firm LCH Wealth), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.
This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.
Chapters:
00:00 - Happy New Year
02:50 - House or Pension at 30
09:16 - Rent vs Buy
14:28 - Salary Sacrifice
16:16 - TaxZap ad
17:30 - De-risk for retirement
21:30 - Running out of money
26:42 - How to retire early
28:57 - Pensions savings at 30/40/50
32:27 - Self-employed and pensions
37:31 - Vanta ad
38:36 - State pension
41:32 - Tax trick for low earners
46:05 - How to stop worrying
49:15 - Know your number
53:39 - Can you spend more?
58:22 - Pay less tax in retirement
01:01:53 - Pension or ISA?
01:03:42 - Inheritance tax
01:05:40 - Pay less tax
01:06:35 - Basic money principles
Correction:
4:27 Lisa meant to say 6-12k instead of 12-24k