A simple tool to be DEBT FREE!!!
As of January 2022, the average family household debt is approximately $150K!!! That is not including mortgage.
When I got married, we ensured we were aligned with our financial goals- to be debt free. Luckily, there is this tool I learned back in the early 2000s called POWER PAY. This was created by the Utah State University and it is 100% free!
Here is the link: https://extension.usu.edu/powerpay/