I Bonds Explained - EVERYTHING You Need To Know About I Bonds

Опубликовано: 19 Март 2026
на канале: Jay Fairbrother
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Explaining everything you need to know about I-Bonds! Tired of inflation eating away at your cash savings? I Bonds may be the answer to high yield savings accounts that are anything but high-yield.

I bonds have a variable interest rate that changes to beat inflation so your emergency fund cash doesn't lose its value while you hold it!

*Interest Rates Mentioned In this video were accurate at time of recording*

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Buy I-Bonds direct from the government: https://treasurydirect.gov

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0:00 - Intro
0:58 - What are I Bonds?
2:12 - Are I-Bonds Safe?
3:17 - Negatives to I Bonds
4:03 - How are I-Bonds Taxed?
4:52 - Where to Buy I Bonds
5:16 - How Much Can I Invest into I-Bonds?
6:34 - How Is The Interest Rate Determined on I Bonds?
7:55 - I Bonds vs Series EE Savings Bonds
8:44 - I Bonds vs TIPS (Treasury Inflation Protected Securities)
9:46 - Best Uses for I-Bonds

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A bit about my credentials...I have a B.S. degree in Finance, I've spent my entire career working in various corporate finance roles, and have been an active stock market investor for over 20 years. While all of this means I know what I'm talking about (most of the time!), it does not mean you should act solely on my word alone.

I am not intending to, nor licensed to give personalized financial advice. I'm merely trying to share my knowledge and experience so that you are able to make better financial and investment decisions for yourself based on your own research!

Put another way...

DISCLAIMER: Jay Fairbrother, including but not limited to any guests appearing in his videos, are not financial/investment advisors, brokers, or dealers. They are solely sharing their personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Jay Fairbrother’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor(s); and conduct your own due diligence.

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   • I Bonds Explained - EVERYTHING You Need To...