100% P&T vs. TDIU VA Benefits: SAME Pay… But VERY Different Rules!
100% P&T and TDIU both pay at the 100% VA disability rate… but they are NOT the same thing. In this video, I break down exactly how Permanent & Total (P&T) and Total Disability Individual Unemployability (TDIU) work, the key differences between them, and the pros and cons of each so you know which path might be right for you.
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You’ll learn:
✅ How 100% P&T status works and the extra benefits it can unlock for your family
✅ How TDIU gets you paid at the 100% rate (even if your rating is lower)
✅ The work and income restrictions that come with TDIU — and what “marginal” or “protected” employment really means
✅ Why you can apply for TDIU now while still fighting for 100% P&T
✅ Smart tips for filing and protecting your benefits
Whether you’re currently rated below 100% or wondering if you should go for P&T status, this breakdown will help you make an informed decision about your VA benefits.
In this video, I walk you through chapters here:
00:00 100% P&T vs TDIA
01:38 What is TDIU?
03:20 Rules Under TDIU
06:55 What to know
08:30 Strategy with TDIU
🛑 Don’t make the mistake of submitting a claim without the right evidence. This guide gives you everything you need to WIN your claim or increase your rating.
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