How to Hurricane and Flood Proof your Florida Home

Опубликовано: 10 Июнь 2026
на канале: AdvancedInsFL
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How to Hurricane and Flood Proof your Florida Home

For most, constructing a customized hurricane and flood resistant home is not feasible.

Although it is costly, it is worth it. We've seen the degree of damage previous hurricanes struck on Florida and many have spent months and sometimes years recovering from the tragedy.

With the application of emerging technologies and innovative types of construction, architects are now able to create structures that can withstand Category 4 (winds 131-155 mph) and Category 5 )winds 156+ mph) hurricanes. These homes may be costly, but they address three important issues—high winds, water damage and flying objects.

Many counties throughout the coastal southern states have implemented updated building codes that should be able to withstand Category 4 hurricanes.

But is that enough?

Whether you plan on reconstructing your home from the ground up or to simply make new improvements, it is essential to understand the difference between a standard home and a hurricane and flood proof home.

If you are looking to spend more time, money and efforts to building a more durable Florida home, then read our tips below!

Hurricane/flood proof homes comprise of 2 things:

Roofing System
Windows
Roofing System:

Mother Nature often targets a structure's roof. When a hurricane damages a roof, it results in water damage.

How to remove and replace your roofing system:

Inspect the sheathing
Add ring shank nails in order to install hurricane hardware (connects roof rafter or trusses to side walls)
What to look for in a new roofing system:

Read its water, UL wind, and hail resistance ratings
Shingles should have a class rating that is greater than the basic wind speed specified in the building code
Hip roofs, but if you are using gabled roof, use additional bracing
Windows:

Options for windows:

Laminated glass windows
Storm shutters
Constructed of safety glass or high-impact, missile-resistant glass
Property owners who have suffered severe financial damages from a flood never dreamed they'd ever experience one. Others believed their Florida homeowners insurance would protect them and discovered—to their shock and regret—that it didn't. Let our Florida flood insurance specialists set you up with the coverage you need.

Call us now! 800-660-7734

Source: http://advancedins.com/blog/how-to-hu...