Where is retirement at 40 more realistic? Financial freedom in Belgium versus Germany

Опубликовано: 27 Май 2026
на канале: Geldgarten
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Where is it easier to become financially independent? Taxes, insurance, etc.

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In this video, I share my insights on living in Belgium and Germany, especially for financially independent individuals. I take a close look at various aspects such as taxes on investments, the cost of living, health insurance, and income tax.

I explain how capital gains tax works in both countries and provide a concrete example to illustrate the differences. I also discuss the cost of living in both countries and how the VAT rates differ.

Another important aspect I cover is health insurance. I explain how it works in Germany and Belgium for financially independent individuals.

Furthermore, I address income tax and other aspects where Germany may be more advantageous, such as parental leave and parental allowance.













. ... My discussion will give you a more comprehensive understanding of what it's like to live in Belgium and Germany, and it can help you make an informed decision when you're faced with the choice.
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Disclaimer: This video does not constitute investment advice! I am acting purely as a private investor and sharing my personal experiences with you. Therefore, I assume no liability for any investment decisions you make. You act at your own risk and responsibility. Investments on the stock market can result in a total loss of the invested capital. All information was obtained to the best of my knowledge and belief from publicly available sources; however, no liability can be assumed for its accuracy.

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