CRA Could Take Half Your Estate (Unless You Do This)
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Most Canadians assume that when they pass away, their children will inherit everything they’ve worked for. The truth? They inherit what’s left after the CRA takes its share. Without proper legacy planning, large RRSPs, corporations, and real estate can trigger massive tax bills—sometimes 30–50% of your estate disappears before your family sees a dollar.
In this video, I’ll walk you through the strategies you can use to protect your wealth and pass it on more efficiently.
You’ll Learn:
How RRSPs, RRIFs, non-registered accounts, and private corporations are taxed at death
How beneficiary designations and segregated funds can bypass probate
Why TFSAs are one of the most powerful tools for leaving tax-free wealth
I’ll also explain how permanent life insurance can cover estate taxes or replace wealth for your kids, when to consider trusts for complex family situations, and why starting the conversation early can save hundreds of thousands in taxes while preserving family harmony.
If you’ve built significant wealth and want to make sure it benefits your family—not the government—this video will give you the roadmap to leave a tax-efficient legacy. Don’t wait until it’s too late to plan.
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