What is a credit history and why is it important?
Michelle Korzhova, Tinkoff Bank credit expert, talks about credit history. This video, the first in a series, covers the basics: what a credit history is, where and how long it is stored, and who has access to it. For example, did you know that there are several credit bureaus in Russia? And each bank chooses which bureau to work with. And your data may be in all of them, in some of them, or divided between several.
A selection of T-Zh materials about credit history: https://journal.tinkoff.ru/tag/kredit...
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