EPFO ACT 1952 : UAN ACCOUNT KE BENEFITS
आपके PF से जुड़ी फायदे की बातें, EPFO के ये नियम शायद ही जानते होंगे आप
Things related to your PF benefits, these rules of EPFO will hardly be known
1. रिटयरमेंट फंड होगा टैक्स फ्री
(#Retirement fund will be tax #free)
2.पेंशन का भी फायदा
(Benefit of #pension too)
3. रिटायरमेंट के बाद PF निकालते हुए रखें ख्याल
(Take care after taking out PF after #retirement)
aur bhi kuch hai.....
These #five #benefits are available on #PF ....
1) Last year, #EPFO had withdrawn its decision that interest will not be available on inactive accounts, that is, you will now get interest on your PF account even if it has been lying dormant for more than 3 years. If money is not withdrawn from your PF account continuously for 36 months, nor will it get interest, then the existing amount will continue to be paid. However, financial matters experts say that even if the interest continues, it should be transferred to an active PF account or withdrawn because according to the current rules, it should be withdrawn if this inactive account remains inactive continuously for more than five years. Tax will have to be paid.
2. Do you know that you also get default insurance by PF account. Under the EDLI scheme, your PF account will get insurance up to 6 lakh rupees. The scheme is Employees Deposit Linked Insurance (EDLI).
3. One more important thing. If you maintain a PF account continuously for 10 years, you will get the benefit of Employee Pension Scheme for lifetime. That is, you will continue to get a pension of one thousand rupees under the Employees' Pension Scheme 1995, after staying in such a job (jobs) for 10 years, from which money is deposited in your PF account.
4. Link to #Aadhaar, through your #UAN number, you can link more than one of your PF accounts (if you have been changing jobs). Transferring PF money has become easier now. There is no need to fill a separate Form-13 to claim #EPF #money on joining a #new #job. Now it will happen automatically. EPFO has introduced a new form, Form 11 which will be used in place of Form 13. It will be used in all cases of auto transfer.
5. Now let's talk about withdrawal. If you want to withdraw money from PF, then in these circumstances you can withdraw a certain amount: for buying or building a house, for the repayment of house, in sickness, for higher education, for marriage etc. To use these benefits, you must be a member of EPFO for a particular time.