Target Date Funds: Ultimate Guide For Retirement Investing
Target Date Funds are a unique investing solution that allows you to have a portfolio that automatically evolves over time to protect your investments as closer you get to retirement.
Otherwise called target date retirement funds, or target retirement funds, TDFs can be purchased by many brokers like Vanguard, Schwab or Fidelity and the asset allocation within the target date fund starts with riskier and better performing assets when you are young, like equities, and shifts little by little to more stable investments like bonds and cash the closer you get to retirement, making the portfolio more stable and less volatile.
In this video we’re going to explain everything you need about Target Date Funds. We’re going to discuss what they are, why you need them, how to invest in them, and so much more.
Enjoy!
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Timestamps
00:00 Intro
01:01 The origins of Target Retirement Funds
02:05 How Target Date Funds work
03:15 The TDF’s Glide Path
03:39 The Sequence of Returns Risk
05:48 Vanguard Target Retirement Funds
07:43 Benefits of Target Retirement Funds
08:28 Risks of Target Retirement Funds
09:31 Common Misconceptions
10:39 Conclusions
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This content is for education and entertainment purposes only. I'm not a financial advisor and I don't provide investment, legal, or tax advice. Some of the links in this description are affiliate links that I can receive a commission for at no additional cost to you.