How does a Promotional Block in a Credit Report Work? | Promotional Block Explained
In this video, you will learn what a promotional block in your credit report is and how it works to protect your privacy. A promotional block, also known as an "opt-out," is a request you can make to prevent credit bureaus from using your information for marketing purposes. This stops those unsolicited credit card and loan offers from filling your mailbox, giving you more control over your personal information and reducing unwanted distractions.
Activating a promotional block affects your credit report and scores. You will learn why opting out does not impact your FICO Score or VantageScore and how you can easily set up a promotional block with the major credit bureaus—Experian, Equifax, and TransUnion.
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DISCLAIMER: This is not financial, legal, or tax advice. All information and ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation.
How does a Promotional Block in a Credit Report Work? | Promotional Block Explained
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