Visit http://UnionPlus.org/CreditCounseling. Don't know how to get started figuring out your budget? Union Plus shows you three different ways to get started tracking your spending:
Tip #1: Use online budgeting tools to track your spending
Tip #2: Go old school: Organize bills into folders or envelopes
Tip #3: Take advantage of a free budgeting session available to union members by calling the Union Plus Credit Counseling Service at 1-877-833-1745 or visiting http://UnionPlus.org/CreditCounseling
Related Video: How to Dig Out of a Financial Hole
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