Bond Market Update - John Ruth - Build Asset Management
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/ @401kandbeyond
Links in this video:
Build Asset Management - http://www.getbuilding.com
Advisor Website – http://www.NorthshireConsulting.com
401(k) and Beyond! - / 401kparticipants
Morningstar – http://www.morningstar.com
#Bonds #401kandbeyond #GetBuilding
About John Ruth:
Co-Founder/CEO
Prior to co-founding Build, Mr. Ruth gained over a decade of experience within the investments and group benefits industry. During his time with Wallstreet Group Advisors, Mr. Ruth oversaw a rapid expansion of the firm’s 401(k) plan advisory business, earning a Partnership in the firm in 2016. Mr. Ruth also served as President of the Jefferson City School Board, notably overseeing the passage of a bond issue to build a new high school in Missouri’s capital city.
Mr. Ruth earned a BSBA in Marketing from the University of Missouri-Columbia, where he was also a member of the Tigers football team. He was elected to the Jefferson City Public Schools Board of Education, where he served six years. He also served seven years as a member of the Jefferson City Area YMCA Board of Directors. John and his wife have three daughters and remain active members within the Jefferson City community where they reside.
About Build:
The purpose of investing is to preserve capital over time, with the hope and expectation of growth in purchasing power while facing an uncertain future.
As investors save for the future, a key challenge is that our financial markets, and the behavior of their participants, are in a constant state of change, disruption, and learning. Sometimes this process can be painful. Our living memory is still fresh with the lessons learned from hallmark events like the Crash of 1929, the Stagflation of the 1970s, Black Monday of 1987, the Dot-com Bubble of the late 1990s, and the Housing Bubble of the mid-2000s. We believe this arc of progression is never finished, and continues to this day.
Adaptation and evolution are required for sustained investment success over a long-term time horizon. Throughout their history, our financial markets have required investors to plan, navigate, and adapt to disruption and change. Often, the process of updating and adapting is a response to key events that force the investment industry to update its common knowledge and best practices. Over history, many of these painful lessons have helped the financial services industry update its best practices, recommendations, and product solutions for the ultimate benefit of clients. Diversification, security analysis, and passive investing are just a few of the updates to portfolio construction over the last century that have ultimately provided significant benefit to the investment client.
This process of change and adaptation in the investment landscape is, more than ever, alive and well today. From our perspective, the pace of change in today’s Internet-driven society is faster than ever – and continues to accelerate as technology reduces frictions in the transfer of information, goods and services, and our social interactions. Over recent decades, we have witnessed technology and its disruption change our day-to-day lives in nearly every facet. At Build, we believe the way we save and invest in our capital markets is no exception.
We seek to be ahead of these changes on behalf of our clients. In the aftermath of the Global Financial Crisis of 2008, we have observed significant shifts from government policy makers, regulators, and central banks in response to developments and events in financial markets – as well as the disruptive technology wave itself. We believe that adaptative investment solutions, with an embedded sound risk management approach, are key to successfully navigating this uncertain future. For us, this means rethinking existing practices for portfolio construction. It means innovating in quantitative tools and our decision framework which forms our novel approach.
We believe in seeking better outcomes on behalf of our clients as we face change. In a rapidly changing environment, we believe in evolution in action. And in a time when current standards, best practices, and approaches come under challenge, we believe in thinking ahead to help investors thrive – not just survive.
DISCLAIMER: This video only provides general education. Nothing shared in this video or Facebook group is to be considered specific tax, legal, or investment advice.
Do not act on any information you see in this video or group without first consulting with your tax, legal, or investment advisor.
We are an independent investment advisory firm with no affiliation to the reviewed fund. We may or may not have a position in this fund with client assets.