Filing a bankruptcy case under Chapter 7 or Chapter 13 will stop a garnishment in Virginia and sometimes even enable you to get back funds that have already been taken from you.
Once a bankruptcy is filed, the automatic stay goes into effect, which stops all collection actions, including but not limited to garnishment. This means that your paycheck and bank account will be protected from future garnishment. Additionally, as long as the bankruptcy is filed before the return date of the garnishment, the funds can be returned to you and not given to the creditor.
If you are faced with a garnishment or have concerns about a judgment that may turn into a garnishment, let us help you. Don’t wait too late. Contact Financial Freedom Legal to schedule your free consultation today. You can complete a free consultation via telephone, Zoom, or in-person at our office.
We are open 7 days a week and offer evening and weekend appointments. Begin your journey to financial freedom today!
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