NZ Mortgage 101 - Getting Finance for Your First Home
This podcast provides a brief introduction to mortgages in New Zealand, including types of mortgages, lenders, application process, repayment options, and tips for managing your mortgage effectively. Topics covered include fixed and floating rate mortgages, offset and revolving credit mortgages, loan-to-value ratio, fees and charges, refinancing options, and factors to consider when choosing a mortgage. The podcast concludes with advice on how to make your mortgage payments on time, save money on interest, and reduce your mortgage debt.
🎧 Listen to the full podcast
Spotify: https://open.spotify.com/show/5UPuKHl...
Apple: https://podcasts.apple.com/us/podcast...
Google: https://podcasts.google.com/feed/aHR0...
⏰ Timestamps ⏰
00:00 Overview
00:58 Differences Between Deposits
03:10 What Are The Different Types of Loans?
06:56 What Are The Different Types of Lenders?
09:17 Requirements of Getting a Loan
10:44 Loan Terms and Fixed Vs Floating Rate Interest Rate
12:08 Payment Frequency
13:46 Where Can You Get Advice?
15:50 Summary
Get your Mojo Map: https://whq.co.nz/mojo-map/
Who are we?
WealthHQ is our offering to help people who want to buy a home but need a bit more time and help getting into that position much faster. We are committed to providing the right tools and education to fast-track your first home property purchase. Action is the key that lets people down the most. If you’re ready to get the best head start and start building your financial freedom today – then lets do this.
Learn more about us: https://whq.co.nz/
Ready to chat with us? https://go.oncehub.com/ClientSuccess1
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