New RMD Rules Just Hit — Most Seniors Have No Idea What’s Coming
Required Minimum Distributions (RMDs) can become a massive retirement tax bomb if you don’t plan ahead.
Most retirees don’t realize that once RMDs begin, the IRS can force you to withdraw money from your retirement accounts—and those withdrawals may trigger higher taxes, Social Security taxation, and Medicare surcharges.
In this video, we explain:
The new RMD age rules under Secure 2.0
Whether your RMD starts at 73 or 75
Why missing an RMD can trigger a 25% IRS penalty
How RMDs can push you into a higher tax bracket
Why retirees call this the “RMD Tax Bomb”
We also cover the best strategies to reduce the damage:
Roth conversions before RMD age
Qualified Charitable Distributions (QCDs)
How to project future RMDs and identify tax risks early
A step-by-step plan to protect your retirement income
If you have a traditional IRA or 401(k), this is essential retirement tax planning.