Why Similar Families Pay VERY Different Prices for College

Опубликовано: 15 Май 2026
на канале: Joe The College Pro - FAFSA & Financial Aid Help
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Most families believe financial aid is based on income alone… but that couldn’t be further from the truth.

In this clip from the College Knowledge Podcast, we break down one of the biggest misconceptions in college planning:

👉 How can two families making the same income get completely different financial aid offers?

The answer? There’s more than one formula at play.

✔️ FAFSA (Federal Formula)
✔️ CSS Profile (Institutional Formula)
✔️ And a third “hidden” layer most families never hear about

We explain how colleges don’t just calculate what you can afford… they also factor in what they think you’re willing to pay.

This is where the game changes.

If you don’t understand how financial aid really works, you could end up overpaying by tens of thousands of dollars.

🎯 This clip is part of our 5-part series:
How Financial Aid REALLY Works

💡 Want to learn how to position your family for better financial aid?
Attend one of our upcoming workshops (virtual available):
👉 https://elitecollegiateplanning.com/e...

🎙️ About the Podcast:
The College Knowledge Podcast is where college admissions meets financial strategy. We help families understand how to navigate the college process without overpaying. Visit hereL https://collegeknowledge.net/

👇 Drop a comment:
Do you think financial aid is fair… or is it just pricing strategy?
Joe the College Pro | Helping Families Pay Less for College

ABOUT JOE THE COLLEGE PRO
Hi, I’m Joe Kerins, the most credentialed college financial planner in the country. I help parents of high school (and younger) students navigate the complex world of college admissions, financial aid, and saving strategies to make higher education more affordable.

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