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Review of health insurance plan from Aditya Birla Health insurance. Aditya Birla Health Insurance is a subsidiary of Aditya Birla Capital and Aditya Birla health insurance is a standalone health insurance company which means they only provide health insurance.
The 2022 Claim settlement ratio for Health Insurance of Aditya Birla was only 49.99% which is not so good. The premium of Aditya Birla Health insurance plan - Activ Health Platinum-Enhanced Plan is quite low compared to other health plans.
Some unique features of Activ Health Platinum-Enhanced Plan from Aditya Birla are
1. Sum insured of 4 Lakhs to 2 Crores.
2. No Claim Bonus of up to 100%
3. Premium different as per city. Cities are divided into 3 zones.
4. OPD Treatment available for Sum insured above & above Rs 1000/-
5. Dental consultation: Available in Aditya Birla's network providers
6. Riders like Accidental Death and Permanent Total Disablement or critical illness is available on paid basis.
7. Domicile Treatment or Homecare treatment :