Financial Literacy – Introduction, Emergency Fund, and Subscriptions
I am not a financial advisor; I’m just a client that had grown $1,400 to $100,000+ in 3 years by not saving through the help of my own TRUSTED financial advisor. Here's my financial literacy journey and how you can do it you!
So, I don’t earn a living through financial advising. To be transparent, my occupation is a software engineer with a keen interest in personal finance and money, because as you’ll find out through my stories, being raised by an immigrant family – money was not readily available.
I think this gives me the best credibility for “educating” because I’m not a financial advisor that makes his income through you. I’m simply offering education. You can take it or leave it.
If you want to work with my financial advisor (USA only), you can contact me and I can refer you to him. Maybe he will give me a referral fee?
Anyways, you are learning from a client that has achieved results and have acquired a wealth of information that has been structured in a way that can be taken and implemented by anyone at any level. Whether you are completely new and know nothing about personal finance to someone who knows a lot about personal finance. I find there are little gold knowledge nuggets in every source of information (books, courses, podcasts, videos).
Here’s what I achieved:
1. Over $100,000 in assets over 3 years working a 9-5 job
2. A $10,000 Emergency Fund that will protect me for 6 months should I lose my job (6 months in the USA, 12 months+ living in a cheaper country)
3. No debt, I travel with top status (i.e. 35% discounts off first class/business class flights)
4. Most importantly, I have the necessary cash needed at any time to start and work on my DREAM projects that HELP PEOPLE (this is one of them).
Here’s why this entire guide is relatable for the person working a 9-5 job or is on salary. The reason being that right now, I’m still working a 9-5 job. I’m not one of the millionaires or billionaires that give you advice coming from a millionaire or billionaire level. That would not resonate with YOU because you’re likely not a millionaire or billionaire (yet) if you’re reading this.
You and I, we’re both on salary right now and are at the same level. Maybe I have a little bit more personal finance knowledge (by luck – and that’s all the bragging you’ll get from me), but at the end of this series, you’ll have the same knowledge I have (kind of, because while you’re reading this, I am still learning – gotta stay ahead yo)!
Hope you had fun and learned something today!
Oh, and don't forget to get your FREE EBOOK that goes through all of this in extreme detail in ~40 pages at http://bit.ly/leverage-ebook.
It sells on Amazon for $9.99. Get it here. FREE!
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