Post Office MIS vs FD | Which one will fetch more money? Calculation 2026
Post Office Monthly Income Scheme Explained | Post Office MIS Scheme | MIS + RD vs FD Return Reality Explained!
Are you also withdrawing money from Post Office MIS (Monthly Income Scheme) and investing it in RD (Recurring Deposit)? Many people on YouTube are claiming that this will give you a return of up to 14%.
But is this true? 🤔
In this video, I have provided proof with calculations as to why the MIS + RD combination can be a wrong strategy and how the compounding power of Fixed Deposit (FD) can give you more benefits.
In this video, we will learn:
✅ The reality of the Post Office MIS + RD strategy.
✅ Is it really possible to get 14% return?
✅ FD (Fixed Deposit) vs MIS + RD: Calculation comparison.
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⚠️Disclaimer:
This video is for educational and informational purposes only. I am not a SEBI registered financial advisor. The calculations and examples shown in this video are based on current interest rates and assumptions, which may change. Please consult with a certified financial advisor before making any investment decisions. Investments are subject to market risks. Read all scheme-related documents carefully.