Remove Negative Information From Your Checking Account History
Remove Negative Information From Your Checking Account History
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Have you bounced checks? Failed to pay overdraft or non-sufficient funds fees? Had checking accounts closed and charged off? Consumer reporting agencies like ChexSystems keep track of negative activity like that. Find out how it works and how to fix it.
You are going to have a hard time opening a new account with a bank if you have bounced too many checks or owed money on an overdrawn account. Why? Because millions of people are blocked from opening a checking account each year because they were flagged as high-risk. Banks lose over a billion dollars a year on bad checks, so it is no surprise they report negative checking account activity to the nation's checking account reporting agencies. Though you are probably unaware of it, when you go to open a new checking account, the bank may pull your report from ChexSystems to ensure you do not have a negative checking account history. Beyond your ability to open a checking account, negative listings on this report can also impact your ability to get credit. Read on and we will show you how to fix your checking account history in 5 easy steps.
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