Groww personal loan apply/Groww credit personal loan telugu/how to apply groww app personal loan
Groww Credit offers instant personal loans up to ₹12.5 lakh with flexible repayment options at competitive interest rates. Whether you're salaried or self-employed, get instant approvals and funds disbursed directly to your bank account.
Loan amount of your choice: Choose your instant personal loan amount up to your pre-approved limit (max ₹10 lakh).
Flexible tenure: Loan repayment tenure ranging from 3 months to 60 months.
Transparent terms: No hidden charges, only clear and upfront terms.
Loan against Mutual Funds (LAMF)
No need to sell your mutual fund investments, when you can use them to take loans! Pledge your mutual fund holdings, create your personalised credit limit, and get loans with lower interest rates.
Free Credit Score & Report
Monitor your credit health with ease. Check your Credit Score for free and get a detailed Credit Report.
Why Choose Groww Credit?
Instant personal loan access: Get pre-approved personal loans in minutes with no paperwork or hidden charges.
Flexible repayment options: Choose an EMI plan that fits your budget and lifestyle. Repayment tenures range from 3 months to 60 months, so you can pay at your own pace.
Responsible lending
Groww Credit adheres to responsible lending practices. Our policies and services comply with all applicable laws and regulations. We are committed to providing transparent and ethical financial services to our users.
Instant Personal Loan:
• Tenure: 3 to 60 months
• APR: 13-48%
Note: Personal loans are available for select users.
Registered NBFCs and Banks (lenders) on Groww Credit:
• Groww Creditserv Technology Pvt. Ltd.(GCS)
• Kisetsu Saison Finance (India) Pvt. Ltd.
• IDFC FIRST Bank Ltd.
Groww Credit is the DLA for the above lenders operating the Groww Credit platform and services therein with assistance from other LSPs.
A representative example of the total cost of a loan, including principal & all applicable fees:
Tenure- 12 months
Rate of Interest - 15% per annum
Processing fee - ₹1000 (2% inclusive GST)
Total Interest - ₹4156
EMI - ₹4513
APR - 18.89%
Amount Disbursed- ₹49000
Total repayment amount - ₹54156
Privacy policy: https://groww.in/privacy-policy
Groww’s registered office: Vaishnavi Tech Park, South Tower, 3rd & 4th floor, Sarjapur Main Road, Bengaluru, Karnataka -560103
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