VA Loan DTI Limit: What You NEED To Know
VA Loan Debt-To-Income vs. VA Loan Residual Income. Whats the difference?
📲 Questions? Text/call me: 210-777-7293
🎯VA Resource Guide: https://bit.ly/3DKs32X
📅Book a call with me: https://bit.ly/3C178ID
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HOW TO CONNECT WITH US:
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📅 Schedule a FREE and quick call with me: http://www.valoantipsusa.com/discovery
📲 VA Loan Questions? Text/call: 210-777-7293
🇺🇸 Want more VA Loan Tips? Go to: http://www.valoantipsusa.com
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✝️ DO YOU KNOW WHO YOU ARE IN THE EYES OF GOD?
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You are A CHILD OF GOD.
"But to all who believed him and accepted him, he gave the right to become children of God."
(John1:12NLT)
You are RIGHTEOUS.
"For God made Christ, who never sinned, to be the offering for our sin, so that we could be made right with God through Christ."
(2 Corinthians5:21NLT)
You are LOVED.
"But God showed his great love for us by sending Christ to die for us while we were still sinners."
(Romans5:8NLT)
You are FORGIVEN.
"For he has rescued us from the kingdom of darkness and transferred us into the Kingdom of his dear Son, who purchased our freedom and forgave our sins."
(Colossians1:13-14NLT)
You are BLESSED.
"All praise to God, the Father of our Lord Jesus Christ, who has blessed us with every spiritual blessing in the heavenly realms because we are united with Christ."
(Ephesians1:3NLT)
You are CALLED.
"For we are God's masterpiece. He has created us anew in Christ Jesus, so we can do the good things he planned for us long ago."
(Ephesians2:10NLT)
You are CAPABLE.
"For I can do everything through Christ, who gives me strength."
(Philippians4:13NLT)
You are COMPLETE.
"So you also are complete through your union with Christ, who is the head over every ruler and authority."
(Colossians2:10NLT)
You are A CONQUEROR.
"…overwhelming victory is ours through Christ, who loved us."
(Romans8:37NLT)
You are VICTORIOUS.
"But thank God! He gives us victory over sin and de*th through our Lord Jesus Christ."
(1 Corinthians15:57NLT)
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🔐KEYWORDS:
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#debttoincome #valoans #residualincome #valoantips
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🔍ABOUT:
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Understanding Debt to Income and Residual Income for Your VA Loan
In this video, Josh breaks down the concepts of debt to income ratio and residual income, explaining how they collectively determine your eligibility for a VA home loan. He offers step-by-step guidance on calculating both metrics, highlights key points from the VA handbook, and shares a free resource guide for veterans. The video also covers unique considerations for community property states and provides examples to help you understand these financial criteria better.
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📣DISCLAIMER:
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All stats, data, house pricing, and anything else mentioned is always subject to change and is provided merely as an example at the time of this recording. This was created for educational purposes only and the opinions in this video are my own and do not reflect those of my employer
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⏱️TIMESTAMPS:
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00:00 Introduction to VA Loan Debt to Income Ratio
00:54 Understanding Debt to Income Ratio
01:33 Calculating Your Debt to Income Ratio
03:24 Community Property States and Spousal Debt
04:24 Free VA Loan Resource Guide
04:44 Introduction to Residual Income
05:15 Calculating Residual Income
06:33 Combining Debt to Income and Residual Income