0% interest loan?? A scam from Sovcombank! Reading the fine print in the contract..

Опубликовано: 04 Октябрь 2026
на канале: Твой финансист
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Contents:
00:00 Introduction
00:15 A 0% loan?
00:37 How does it work?
01:35 Terms and conditions for the "Halva" card
02:08 Terms and conditions for the Prime "Special" loan
02:39 What's the catch?
03:56 Conclusions

In this video, we'll look at Sovcombank's "Everything at Zero" promotion. We'll try to spot all the pitfalls and read the fine print on the website. 👉🏻

When a client is told they'll get a 0% loan from Sovcombank, what do they associate with it? That they won't have to pay interest. They borrowed 1 million rubles and repaid the same amount at the end of the term. But with the "Everything at Zero" promotion, that's definitely not going to happen. 💸💸

And yes, by the way, this is a promotion, not a separate loan product. The promotion has terms and conditions that must be met to receive the desired benefits. To begin to understand what's what, just open the promotion section and carefully read the first few lines.

Sovcombank promises clients an interest refund if certain conditions are met. It's important to note that this is a "refund" of funds, not a waiver of interest. If the client doesn't meet the terms and conditions, the interest on the loan will not be refunded. The refund applies to the Prime "Special" loan. 🔔

#sovcombank #loan