😲 Are Bank FDs safe..? 😲

Опубликовано: 04 Март 2026
на канале: IGP CLASSES

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😲 Bank Fixed Deposits are not completely safe 😲 because Banks face the risk of NPAs (Non Performing Assets)
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However, every Bank is required to take an insurance of upto Rs. 5 lakh for its deposit holders.
Accordingly if a bank fails, your Deposits upto Rs. 5 lakh is insured and safe.
(Earlier this limit of insurance used to be Rs. 1 lakh)
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Thus, splitting big FDs in different banks increase your insurance cover and accordingly safeguards your hard-earned savings.

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