Insider Secrets on Down Payment Assistance Programs from a Former State Housing Program Officer
Did you know that most state Housing Finance Agencies if not all receive millions of dollars a year through Government Back bonds in order to increase their home-ownership rates for low to moderate households earning up to approximately $99,000 a year? Many of these programs do not require that you be a first-time home-buyer. I have purchased over a dozen homes since my 20's and I was able to take advantage of one of these programs last year in 2019! Did you know that the IRS will give you additional tax credits if you are a First-time home-buyer thereby lowering your effective mortgage payment on average by $100-$200 a month/ Learn more plus how I was able to get a check back for over $500 at the loan closing! The closing Attorney said in all his years he had never seen that happen with a buyer before. Most programs allow you to purchase a property with up to a $420,000 purchase price!! If you are a teacher, first responder or veteran there are additional down payment assistance programs available to you in many states! Some title companies and realtors also give rebates, discounts and special incentives to those in these professions. So don't forget to ask your Realtor and title company if you fall into one of these categories.
🛠⚒⛏ Checkout the www.downpaymentresource.com for more information.
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