Best Health Insurance Policy in India
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#besthealthpolicy
#arogyasanjeevani
Arogya Sanjeevani policy is a newly-launched health insurance policy by the IRDA on 1st April, 2020. With a health insurance coverage ranging from Rs 1 lakh to 5 lakh, the policy terms & conditions for this health plan remain the same across all health insurance companies in India. Health insurance coverage under this policy can be availed as individual and floater basis.
The IRDAI or the Insurance Regulatory and Development Authority of India had ordered all general and standalone health insurance companies to come up with a standard health insurance policy by 1 st April 2020. This policy is known as the ‘Arogya Sanjeevani Policy’, suffixed by the name of the insurance company. For example, the Arogya Sanjeevani policy by SBI General Insurance Company is called the ‘Arogya Sanjeevani Policy, SBI General Insurance Company ’.
As the coverage and the terms & conditions of the Arogya Sanjeevani health policy are universal for all insurance providers, the buyer has the liberty to purchase this policy from any insurer. However, the premium rates and customer service can vary from one insurance provider to another.
There are several features that differentiate an Arogya Sanjeevani plan from other health insurance plans available in India. Take a look at some of the most attractive features of Arogya Sanjeevani policy below:
More economical than other health plans
Universal coverage, terms & conditions across all health insurers
Sum insured ranging from Rs. 1 lakh to Rs. 5 lakh
Available in individual as well as family floater basis
Online issuance of the policy
Insurance Companies Offering Arogya Sanjeevani Policy
Although all insurance companies offering health insurance products are supposed to introduce the Arogya Sanjeevani policy IRDA by 1 April 2020, few insurance companies are yetto launch it.
Nonetheless, following is the list of health insurance providers in India who are currently offering the Arogya Sanjeevani health insurance policy:
Bajaj Allianz General Insurance
Digit General Insurance
Edelweiss General Insurance
Future Generali India Insurance
HDFC ERGO General Insurance
SBI General Insurance Company
HDFC ERGO Health Insurance
ManipalCigna Health Insurance
Max Bupa Health Insurance
Navi General Insurance
Religare Health Insurance
Royal Sundaram General Insurance
Tata AIG General Insurance
United India Insurance
Universal Sompo General Insurance