Tesla Insurance Sucks... But I Still Use It in 2025 (Review)
I’ve been using Tesla Insurance for the past 2.5 years and have filed 3 separate claims. In this video, I give a full breakdown of what it’s like to actually use Tesla Insurance — the good, the bad, and why I still insure both of our Teslas through it.
While Tesla Insurance is often the cheapest option for many Tesla owners, it comes with major trade-offs, especially when it comes to claims processing and customer service. I walk through each of my real-life insurance claims, including a hit-and-run, an uninsured driver accident, and totaling my Model 3.
You’ll learn:
How Tesla Insurance pricing works
What your Tesla Safety Score actually measures
How Tesla tracks your driving behavior and mileage
Why your premium can change month to month
What Tesla does (and doesn’t) do well with claims
Whether Tesla Insurance is worth it for long road trips, performance models, or frequent drivers
I also explain why I’m considering switching from Tesla Insurance soon, despite the low rates. If you’re thinking about getting Tesla Insurance in 2025 or want to know how it compares to other auto insurance providers, this video will give you the real story based on actual experience — not just theory.
Search terms this video targets:
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Tesla Safety Score explained
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