I SIMPLIFIED the way I MANAGE MY MONEY. And I have more PEACE OF MIND
See which accounts and cards they use to get the best benefits with the lowest costs📝 Get your money in order with a personalized Financial Plan: https://bit.ly/Planificare-Financiara 👔 Schedule a coaching session: https://bit.ly/Coaching-1-to-1 👨🏫 Sign up for the “7 Steps to Your First ETF Investment Challenge, for Busy People”: https://bit.ly/Investitii-in-ETF-uri
Download the Salt Bank app and use the code 6KRAE7 when you register: https://getapp.salt.bank/5Jb4/bxet8jdq
🤝PARTNERS:
📈 XTB - Invest in companies and ETFs from around the world WITHOUT COMMISSION: https://bit.ly/3s7GepM
📈 InvestiMENTAL - Use this link to be automatically enrolled in the InvestiMENTOR program and benefit from a commission of reduced trading fee (0.37% +: 1.45 RON) when you open your account: https://bit.ly/InvestiMENTAL
📈 Interactive Brokers - Invest in companies and ETFs listed on 135 STOCK EXCHANGES: https://bit.ly/3SdQavZ
📈 Global Trader - Open a FREE Demo Account and invest in instruments listed on over 90 Stock Exchanges in the USA, Europe and Asia: https://bit.ly/48NKor2
🏠 Your Credit - Do you want a mortgage? Contact Răzvan: https://bit.ly/3lxYeqU
⌚ Konvi - Use the OVIDIU promo code to receive a 15 EUR DISCOUNT for your first investment: https://bit.ly/3o50UwW
📊 Exirio - Track your Investment Portfolio using this app: https://bit.ly/497gn4I
👨👨👧👦 BECOME A MEMBER OF THE CHANNEL: https://bit.ly/MembriiCanalului
📜 FREE RESOURCES: https://bit.ly/392Y704
🎬 THE EQUIPMENT I USE: https://bit.ly/33mRHsW
The net dividends arrive in my account opened at Banca Transilvania. From that money, I first separate:
➡️ Contribution for Social Health Insurance (CASS)
➡️ Money for investments.
➡️ Money for expenses with a quarterly, semi-annual or annual frequency.
➡️ Vacation Fund.
Cards and accounts I use every day:
➡️ Salt Bank (better exchange rate, 3% interest/year on money in the Current Account, Cashback campaigns)
➡️ ING (Direct Debits and Scheduled Payments)
➡️ Banca Transilvania (Online shopping)
➡️ Revolut (if I can't pay from Salt Bank)
In a video published by a financial educator from America, I heard him say that he makes a conscious effort to simplify his money management as much as possible.
I want to go in the same direction too. I had ended up spending too much energy moving money between all kinds of accounts for marginal benefits.
But now, I'm much calmer about it. I only have two large and wide accounts that I have to supervise. And I've created a pretty good system for this to run on semi-autopilot too.
⏲️ TIMESTAMPS ⏲️
00:00 - Intro
01:05 - What's stayed the same in 2022
03:09 - What cards and accounts I use every day
06:38 - Secondary cards and accounts
08:04 - Conclusions
📢RECOMMENDED FOR YOU:
➡️ Why I got a credit card: • De ce mi-am facut un card de credit
➡️ How I manage my money and WHAT YOU CAN LEARN from this: • Cum imi gestionez eu banii si CE POTI INVA...
➡️ How to MAKE SAVINGS with MINIMUM EFFORT: • Cum sa FACI ECONOMII cu MINIM EFORT
➡️ I moved my shares FROM TRADEVILLE: • Mi-am mutat actiunile DE LA TRADEVILLE
🔺DISCLAIMER 1: Some links in this description are affiliate links from partners I work with. If you use these links to purchase products from them, you will support my YouTube channel by earning a small commission. However, this does not involve any additional cost to you.
🔺DISCLAIMER 2: The videos published on this YouTube channel are for EDUCATIONAL purposes and DO NOT REPRESENT investment recommendations. If certain companies or ETFs are mentioned in the videos, they are only mentioned as EXAMPLES.
Any investment carries a certain degree of risk. There is no guarantee that you will make money when you invest. There is even a risk that you will lose money. CFD financial instruments are very risky. That is why you need to educate yourself and inform yourself as best you can before investing money. Only then will you be able to make the most appropriate decisions for YOU.