Family Floater vs Individual Health Insurance | CA Shitij Gupta | Wealthy
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Family Floater vs Individual Health Insurance | CA Shitij Gupta | Wealthy
Welcome to Wealthy’s Official YouTube Channel. In this explainer video, we discuss the difference between individual plan and family floater plan in health insurance. Individual plan, as the name suggests, will only benefit the insurer. The individual will also get tax benefits for premium paid under section 80D. In a family floater plan, the individual along with other family members like the wife, children/child, parents,etc. get covered under this plan. You must note that the sum insured is for the entire family and not just an individual. Therefore, any claim that goes beyond the sum assured of the family floater policy cumulatively will need to be paid out of your pocket. The video also discusses which plan one can choose and how to reach a conclusion while choosing between family floater plan and individual plan.
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►►Shitij is a chartered accountant and also graduated from Delhi University. He is known for his extensive research in mutual funds and the stock market for the past 9-10 years.
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• Explainers | CA Shitij Gupta
• CA Shitij Gupta
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