LIC Dhan Sanchay 865 | LIC का नया प्लान - धन संचय | Explained with Example
Life Insurance Corporation (LIC) of India launched a new plan ‘Dhan Sanchay’, a non-linked, non-participating, individual, savings life insurance plan offering a combination of protection and savings.
It provides guaranteed income benefit during Payout Period from the date of maturity and Guaranteed Terminal Benefit payable with the last instalment of GIB.
The plan is available for a term of minimum 5 to maximum 15 years and provides Level Income Benefit, Increasing Income Benefit, Single Premium Level Income Benefit & Single Premium enhanced cover with Level Income Benefit as per the choice of the customer.
Maturity benefit shall be payable in the form of Guaranteed Income Benefit and Guaranteed Terminal Benefit.
The plan provides financial support for the family in case of unfortunate death of the life assured during the term of the policy after the commencement of risk.
The death benefit shall be paid in lumpsum and/or in instalments over a period of 5 years, as per the option exercised by the policyholder/life assured.
The plan also takes care of liquidity needs through loan facility. Optional riders are available under this plan on payment of additional premium subject to conditions. Settlement option is available to receive death benefit in instalments over a period of 5 years instead of lump sum under an in-force as well as paid up policy.
The minimum age at entry is 3 years (complete).
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